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The Rise of Gig Economy Borrowers: Why 1099s Are Redefining Non-QM
Tax returns rarely reflect the true income of self-employed borrowers. Heavy deductions shrink the bottom line on paper, even when gross receipts are strong. That’s exactly why 1099-only programs matter — they capture reality instead of punishing variability
Category: Non-QM & Alt-Doc
Everything brokers need to master Non-QM lending — from bank statement and P&L programs to asset-based and ITIN loans. Real examples, lender tips, and processing best practices to help you close more self-employed deals.